EPF for fertility treatments

You can now withdraw your EPF for your fertility (IVF) treatment!

The recent announcement by Malaysia government to allow withdrawal from EPF accounts 2 for fertility treatments is worth celebrating for.

WHO announced that the continuous trend of falling fertility rates worldwide is now a public issue. Malaysia is just no exception in this context as the fertility rate in Malaysia is continuing to decline — it is at 1.8 babies per woman.

One of the ways to address this matter includes encouraging couples to have more children through medical assistance – yet costs of such treatments are extremely high, with In-vitro Fertilisation (IVF) treatments ranging between RM4,000 to RM30,000 per cycle.

If you are trying to start or expand your family and are considering IVF, this is the right time.


Who can Apply?

  • Malaysians & Non-Malaysians
  • Below 55 years of age
  • Have saving in EPF Account 2

What is eligible?

  • Intrauterine insemination (IUI)
  • In-vitro fertilisation (IVF)
  • Intracytoplasmic sperm injection (ICSI)

Who can your EPF cover?

  • Yourself
  • Your spouses (only for legally married couples)


  • Individual withdrawal
  • Joint withdrawal with the spouse

How to Apply?

Step 1: Set an appointment with our fertility specialist

Step 2: Consultation & Assessment

Step 3: IVF Treatment

Step 4: Send documents to KSWP

Step 5: Payment (full payment in Ringgit Malaysia (RM) will be credited to your account)

Book your Appointment Now!

    Whatsapp Us Button